Question 1

Is this just a budget spreadsheet?

Accepted Answer

Not at all. This definitely isn't a strict budget, nor a boring spreadsheet.

The Financial Greenhouse brings your spending, debt, and savings together in one place, so you can finally see where you stand and what to focus on.

You don’t have to track every purchase, nor cringe your way through entering those impulsive or expensive ones.

Unlike budgeting apps or trackers that focus on categorizing transactions, this system helps you plan ahead – not look backwards.
There’s no syncing with your bank, no auto-categorizing that gets it wrong, and no daily admin to stay on top of.

Instead, you’ll follow a monthly check-in process that helps you adjust your plan as life happens. You'll feel empowered, and grow toward your goals.

This system helps you move forward and build a plan that actually works in real life.

Question 2

Do I need to track every transaction?

Accepted Answer

No! The Financial Greenhouse is designed so you don’t have to track every coffee, carpark, or late-night online purchase. You’ll set up a system using pots and priorities, then do a simple check-in once a month to make sure everything is on track.

Question 3

I’m not good with spreadsheets. Will I be able to use this?

Accepted Answer

Absolutely. The Financial Greenhouse was built with simplicity in mind. It’s already set up for you with clickable navigation, colour coding, helpful tips, and video walkthroughs if you need them.

Question 4

What platform do I need to use it?

Accepted Answer

You’ll use Google Sheets. It’s free, cloud-based, and works on most devices. You don’t need Excel, subscriptions, or any special software. Just a Google account.

Question 5

What do I actually get when I download it?

Accepted Answer

You get access to the complete Financial Greenhouse file (in Google Sheets), including:
 • A spending planner with customisable pots
 • Debt repayment and savings goal tools
 • Monthly interactive check-in guide
 • Visual progress dashboards
 • A full video walkthrough and user guide to help you set it up

Question 6

What if I’m in debt or don’t have savings yet?

Accepted Answer

Then you’re in the right place. The Financial Greenhouse is designed to help you take control, even if you’re just starting out. It helps you clear debt, build an emergency fund, and grow from there, at your pace.

Question 7

Is it really just a one-time download?

Accepted Answer

Yes. No subscription, no hidden costs. Download it once and it’s yours to keep forever.

Question 8

How is my privacy protected?

Accepted Answer

We take your privacy seriously. When you download The Financial Greenhouse, it’s yours to use. We don’t collect or store any of your financial information.

The file lives in your own Google Drive, so only you can access it unless you choose to share it.

The Financial Greenhouse

Your complete money system: spending, debt, and goals in one place.

The Financial Greenhouse: How It Works

One Main Account with Purpose-Driven Pots

How it Works

What You'll Get

One Integrated System

Just 15 minutes per Month

Simple, Stress-Free Design

Simple to Set Up - No Skills Needed

Is The Financial Greenhouse Right for You?

Ready to Take Control of Your Money?

One simple download. One proven system. A lifetime of clarity and growth.